These Terms & Conditions ("Terms") govern your use of the website and services provided by [COMPANY LEGAL NAME] Limited ("Outplan Finance", "we", "us", or "our"), a company registered in England and Wales under company number [COMPANY NUMBER], with registered office at [ADDRESS].
By accessing our website or subscribing to our services, you agree to be bound by these Terms. Please read them carefully before proceeding.
Outplan Finance provides subscription-based Chartered Financial Planning services to business owners in the United Kingdom. Our services include ongoing financial planning, strategic advice, tax planning, pension strategy, and investment guidance, delivered through a fixed-fee subscription model.
We are authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is [FCA NUMBER]. You can verify this at register.fca.org.uk.
To use our services, you must be at least 18 years of age, a resident of the United Kingdom, and acting in your capacity as a business owner or self-employed individual. We reserve the right to decline to provide services to any person at our discretion.
Our services are offered on a subscription basis. By subscribing, you agree to pay the applicable fees as set out at the time of your subscription. Fees are charged monthly or annually depending on the plan selected. All fees are quoted inclusive of VAT where applicable.
We reserve the right to change our pricing with reasonable notice. If we increase our fees, we will notify you at least 30 days in advance. You may cancel your subscription before the new pricing takes effect if you do not wish to continue.
5. Cancellation and Refunds
You may cancel your subscription at any time by contacting us at hello@outplan.finance.
Cancellation will take effect at the end of your current billing period. We do not offer refunds for partial billing periods unless required by law.
Under the Consumer Contracts Regulations 2013, you may have a right to cancel within 14 days of your subscription starting. If you request that services begin within this period and we commence delivery, you may be charged for services provided up to the point of cancellation.
You agree to:
The financial planning and advice we provide is personalised to your specific circumstances based on the information you provide. We are not responsible for outcomes arising from inaccurate or incomplete information provided by you.
Our services do not constitute investment management, execution of trades, or tax filing. We recommend that you seek specialist tax advice from a qualified accountant or tax adviser in addition to our planning services where appropriate.
Past financial performance is not a reliable indicator of future results.
All content on our website and within our service platform, including text, graphics, logos, and software, is the property of Outplan Finance or its licensors and is protected by UK and international intellectual property law. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
To the fullest extent permitted by law, Outplan Finance shall not be liable for any indirect, incidental, or consequential losses arising from your use of our services. Our total liability to you in connection with any claim shall not exceed the total fees paid by you in the 12 months preceding the claim.
Nothing in these Terms limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable law.
Our platform may integrate with or link to third-party services. We are not responsible for the content, availability, or practices of those services and encourage you to review their terms independently.
11. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on our website. Continued use of our services after changes take effect constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have a complaint, please contact us in the first instance at hello@outplan.finance. If we are unable to resolve your complaint, you may be eligible to refer it to the Financial Ombudsman Service at financial-ombudsman.org.uk.
[COMPANY LEGAL NAME] Limited[Registered Address]
Email: hello@outplan.finance
Phone: [PHONE NUMBER]